{"id":27667,"date":"2023-11-22T09:07:18","date_gmt":"2023-11-22T09:07:18","guid":{"rendered":"https:\/\/luxon.com\/?post_type=luxon_api&#038;p=27667"},"modified":"2026-03-04T09:32:24","modified_gmt":"2026-03-04T09:32:24","slug":"create-pending-payout","status":"publish","type":"luxon_api","link":"https:\/\/luxon.com\/pt-br\/api\/create-pending-payout\/","title":{"rendered":"Create Pending Payout"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">This feature allows you to transfer funds to your users who may not yet have an active Luxon account. User identification will be based on their <\/span><b>email address<\/b><span style=\"font-weight: 400;\">. Funds will remain in a <\/span><b>PROCESSING <\/b><span style=\"font-weight: 400;\">status until the user opens an active Luxon account, at which point the payout will be <\/span><b>PROCESSED<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To utilize this feature, the user\u2019s <\/span><b>email <\/b><span style=\"font-weight: 400;\">should be provided in the <\/span><b>\u2018email\u2019 <\/b><span style=\"font-weight: 400;\">parameter and you also have to add a\u00a0 <\/span><b>\u2018isPendingPayout=true<\/b><span style=\"font-weight: 400;\">&#8216; parameter in the request body.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Optionally, to enhance security, you can also provide the user\u2019s date of birth in the <\/span><b>\u2018dateOfBirth\u2019 <\/b><span style=\"font-weight: 400;\">parameter. This identifier will be cross-checked with the user\u2019s verified Luxon account KYC details. If the details don\u2019t match, the payout won\u2019t proceed and you\u2019ll receive a notification.<\/span><\/p>\n<h4><b>Use Cases:<\/b><\/h4>\n<p><b>Scenario A: User with an Active Luxon Account<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">If the provided email address is already associated with a Luxon account, it is processed as a regular <\/span><a href=\"https:\/\/luxon.com\/api\/create-payout-with-email-without-walletid\/\"><span style=\"font-weight: 400;\">Payout with Email<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Scenario B: User Without an Active Luxon Account<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">If the user doesn\u2019t have an active Luxon account:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The funds are recorded as a payout in a <\/span><b>\u2018PROCESSING\u2019 <\/b><span style=\"font-weight: 400;\">status, awaiting the user to activate their account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">During this processing period:<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">You cannot see or use the processing funds.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">You can Cancel the transfer from the Merchant Business Admin (<\/span><b>MBA<\/b><span style=\"font-weight: 400;\">).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">The user receives an email notification prompting them to activate their Luxon account. Follow-up notifications are sent after one week and one day before payout expiration.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Once the user activates their Luxon account:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The funds are automatically transferred to their account.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The payout status is updated to &#8220;<\/span><b>PROCESSED<\/b><span style=\"font-weight: 400;\">&#8220;<\/span><\/li>\n<\/ul>\n<p><b>Scenario C: Unclaimed Funds<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">If the user does not activate their Luxon account within <\/span><b>14 days<\/b><span style=\"font-weight: 400;\">, the payout transaction expires and the expired funds are available for you to use again.<\/span><\/p>\n<p><b>Request parameters<\/b><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Name<\/b><\/td>\n<td><b>Type<\/b><\/td>\n<td><b>Description<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">merchantTransactionId<\/span><\/td>\n<td><span style=\"font-weight: 400;\">String<\/span><\/td>\n<td><span style=\"font-weight: 400;\">A Unique ID to identify the transaction.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">merchantUserId<\/span><\/td>\n<td><span style=\"font-weight: 400;\">String<\/span><\/td>\n<td><span style=\"font-weight: 400;\">A unique ID to identify the user.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">email<\/span><\/td>\n<td><span style=\"font-weight: 400;\">String<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The email address of the user to whom the PayOut is being sent.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">comment<\/span><\/td>\n<td><span style=\"font-weight: 400;\">String<\/span><\/td>\n<td><span style=\"font-weight: 400;\">A text comment that accompanies the withdrawal (visible to the user and merchant).<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">amount<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Integer<\/span><\/td>\n<td><span style=\"font-weight: 400;\">A positive integer in cents represents how much the user wishes to withdraw.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">e.g. 100 EUR would be 10000 \/ 50 USD would be 5000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">currency<\/span><\/td>\n<td><span style=\"font-weight: 400;\">String<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The ISO 3 letter currency code, see the supported currency list for details.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">brand<\/span><\/td>\n<td><span style=\"font-weight: 400;\">String<\/span><\/td>\n<td><span style=\"font-weight: 400;\">An optional string that can be used to send identifying information for the merchant to allow grouping of transactions.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">isPendingPayout<\/span><\/td>\n<td><span style=\"font-weight: 400;\">boolean<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Specifies the creation of the Claim Pending Payout feature.<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">dateOfBirth<\/span><\/td>\n<td><span style=\"font-weight: 400;\">LocalDate<\/span><\/td>\n<td><span style=\"font-weight: 400;\">The user\u2019s date of birth formatted in ISO8601 (YYYY-MM-DD).<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n","protected":false},"author":3,"featured_media":0,"template":"","api_topic":[619],"class_list":["post-27667","luxon_api","type-luxon_api","status-publish","hentry","api_topic-transactions"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Create Pending Payout - Luxon Pay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/luxon.com\/pt-br\/api\/create-pending-payout\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Create Pending Payout - Luxon Pay\" \/>\n<meta property=\"og:description\" content=\"This feature allows you to transfer funds to your users who may not yet have an active Luxon account. 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